REALTORS
Unlock Homeownership for Your Clients
A Benefit Your Clients Will Love
What is HomePerk?
HomePerk is an Employer-Assisted Housing (EAH) program that helps your full-time employees buy a home with as little as $0 down, using 0% interest* financing — and it’s all payroll-deducted. It’s a proven way to attract and retain talent while supporting financial wellness.
How Can We Help?
STEP #1: Check if your Client’s Employer offers HomePerk
Find your client's Employer (listed by State of their headquarters) and click on its logo to go to the HomePerk Loan application page
STEP #2: If your Client’s Employer does NOT offer HomePerk
Contact Us and we will reach out to you to see if we can bring your Client's Employer your board.
STEP #2: If your Client’s Employer does NOT offer HomePerk
Contact Us and we will reach out to you to see if we can be of assistance with your Client's needs.
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Click on the Employer logo above to go to the corresponding HomePerk Loan application page
*Down payment assistance offered pursuant to your employer’s down payment assistance benefit plan and is accomplished through an unsecured down payment assistance loan. The down payment assistance loans may be provided by CharlieMike Financial, Inc. or other partner banks or credit unions. Certain restrictions apply. Subject to borrower qualification and subject to obtaining a mortgage from an eligible mortgage partner.
$0 down is based on obtaining a mortgage for 97% of the purchase price of your home from an eligible mortgage partner and funding the other 3% of the purchase price with a down payment assistance loan. The down payment assistance loan has a term of 60 months and the borrower experiences an interest rate of 0% (actual note rate 12%), assuming all principal payments are made when due by the borrower, as the result of the rate being permanently bought down. Buydown funds may not be redeemed for cash or credit and are nontransferable. The monthly payment on a $10,000 loan at 0% interest for a 60-month term is $166.67. Subject to certain conditions.