FOR EMPLOYERS
Unlock Homeownership for Your Employees
Introduce a high-impact, low-cost benefit your employees will love.
What is HomePerk?
HomePerk is an Employer-Assisted Housing (EAH) program that helps your full-time employees buy a home with as little as $0 down, using 0% interest* financing — and it’s all payroll-deducted. It’s a proven way to attract and retain talent while supporting financial wellness.
How does HomePerk Work?
STEP #1: We set it all up for
you
HomePerk creates a custom-branded portal for your employees and provides educational materials to support rollout—no ongoing lift required from HR or leadership.
STEP #2: Employees start shopping
Employees apply for a mortgage with a trusted lending partner. Once qualified, HomePerk provides a 0% interest* loan for down payment and closing costs.
STEP #3: Easy payroll integration
Once the home purchase is complete, repayments are automatically deducted from the employee’s paycheck on a schedule you approve (weekly, biweekly, or monthly).
Why Choose HomePerk?
Low Lift, Low Cost, Big Reward
HomePerk is a low cost and off the shelf solution, so there is virtually no lift or resources required to launch.
01
Boost Employee
Retention:
Cut turnover rates in half and save on recruitment costs by incentivizing long-term commitment.
02
Attract Top
Talent:
Stand out in a competitive job market by offering a unique and valuable benefit.
03
Enhance Company
Culture:
Show your employees you care about their financial well-being and quality of life outside the workplace
04
Community Investment:
Contribute to the development and stability of local communities where your business operates.
A Comprehensive Program
Collaborative, Customized Program Design:
We work with you to create an EAH program that is easily implemented and branded to your organization.
Employee Education:
We provide comprehensive homebuyer counseling and education to ensure your employees are prepared for homeownership.
Financial Assistance:
Offer 0% interest* financing to help employees with down payments and closing costs.
Ongoing Support:
Our team provides continuous support to both employers and employees throughout the home buying process.
Contact us today to learn how HomePerk can help your company create a winning EAH program that sets you apart in the job market and invests in your employees' futures.
*Down payment assistance offered pursuant to your employer's down payment assistance benefit plan and is accomplished through a down payment assistance loan. The down payment assistance loans may be provided by Show-Me Homeownership Assistance Corp., a mortgage lender. or other partner banks or credit unions. Certain restrictions apply. Subject to borrower qualification and subject to obtaining a mortgage from an eligible mortgage partner.
$0 down is based on obtaining a mortgage for 97% of the purchase price of your home from an eligible mortgage partner and funding the other 3% of the purchase price with a down payment assistance loan. The down payment assistance loan has a term of 60 months and 0% interest rate, assuming all principal payments are made when due by the borrower. The monthly payment on a $10,000 loan at 0% interest for a 60-month term is $166.67. Subject to certain conditions.