For Employers
Unlock Homeownership for Your Employees
Introduce a high-impact, low-cost benefit your employees will love.
What is HomePerk?
HomePerk is an Employer-Assisted Housing (EAH) program that helps your full-time employees buy a home with as little as $0 down, using 0% interest* financing — and it’s all payroll-deducted. It’s a proven way to attract and retain talent while supporting financial wellness.
how does homePerk Work?
STEP #1: We set it all up for you
HomePerk creates a custom-branded portal for your employees and provides educational materials to support rollout—no ongoing lift required from HR or leadership.
STEP #2: Employees start shopping
Employees apply for a mortgage with a trusted lending partner. Once qualified, HomePerk provides a 0% interest* loan for down payment and closing costs.
STEP #3: Easy payroll integration
Once the home purchase is complete, repayments are automatically deducted from the employee’s paycheck on a schedule you approve (weekly, biweekly, or monthly).
Why Choose HomePerk?
Low Lift, Low Cost, Big Reward
HomePerk is a low cost and off the shelf solution, so there is virtually no lift or resources required to launch.
01
Boost Employee Retention:
Cut turnover rates in half and save on recruitment costs by incentivizing long-term commitment.
02
Attract Top
Talent:
Attract Top Talent:
Stand out in a competitive job market by offering a unique and valuable benefit.
03
Enhance Company Culture:
Show your employees you care about their financial well-being and quality of life outside the workplace.
04
Community Investment:
Contribute to the development and stability of local communities where your business operates.
a comprehensive program
Collaborative, Customized Program Design:
We work with you to create an EAH program that is easily implemented and branded to your organization.
Employee Education:
We provide comprehensive homebuyer counseling and education to ensure your employees are prepared for homeownership.
Financial Assistance:
Offer 0% interest* financing to help employees with down payments and closing costs.
Ongoing Support:
Our team provides continuous support to both employers and employees throughout the home buying process.
Contact us today to learn how HomePerk can help your company create a winning EAH program that sets you apart in the job market and invests in your employees' futures.
*Down payment assistance offered pursuant to your employer’s down payment assistance benefit plan and is accomplished through an unsecured down payment assistance loan. The down payment assistance loans may be provided by CharlieMike Financial, Inc. or other partner banks or credit unions. Certain restrictions apply. Subject to borrower qualification and subject to obtaining a mortgage from an eligible mortgage partner.
$0 down is based on obtaining a mortgage for 97% of the purchase price of your home from an eligible mortgage partner and funding the other 3% of the purchase price with a down payment assistance loan. The down payment assistance loan has a term of 60 months and the borrower experiences an interest rate of 0% (actual note rate 12%), assuming all principal payments are made when due by the borrower, as the result of the rate being permanently bought down. Buydown funds may not be redeemed for cash or credit and are nontransferable. The monthly payment on a $10,000 loan at 0% interest for a 60-month term is $166.67. Subject to certain conditions.